Spread the cost, interest free

From little bumps to engine trouble, split the cost of car repairs with easy monthly installments without the upfront cost.

UK

Excellent

PayLater is a form of credit provided by Bumper International Limited subject to status. You must be certain you can meet all payments. 18+, UK residents only. No fees, interest, or other charges, however a one-off missed payment fee (£12) may be charged. Missed payments may impact your credit score and your ability to borrow in the future. Recovering missed payments may involve using a debt collection agency, or legal action. Bumper isn’t regulated by the FCA. T&C’s apply.

Get pre-approved quickly,

online and without paperwork.

Spread the cost over 6 monthly payments,

interest free.

Split your bill up to

£5,000 across 4,000 service partners nationwide.

Your choice of local trusted Bumper service partners

We only work with the most reputable dealers and garages in your local area, so you know your vehicle is in the right hands, for worry free repairs and servicing.

Franchise dealerships

Offering a high level of service as specialists in their own brands.

Independent garages

Often providing a faster turnaround, along with access to 3rd party car parts.

Body shops

Tackling accident damage as well as repairing dents and scrapes.

Specialist repairers

From servicing electric cars and motorcycles, to rebuilding engines.

4,000+ service partners in the UK

offer Bumper to repair your vehicle without the upfront cost.

96% of UK coverage

Over 500,000 UK drivers helped so far

Why Bumper?

It’s quick and easy with Bumper to split the cost of your car repairs.

No fees. No interest. No worries.

1.

Enter your vehicle registration

We’ll use this to match your vehicle to one of our 4,000 service partners, including OEM dealerships, high street service centres and independent garages.

2.

Get pre-approved ready for your repair

Apply quickly online for your credit limit. No paperwork and no impact on your credit score. Take your car in with peace of mind, knowing you’re your bill’s covered.

3.

Use Bumper to spread the cost

Choose to pay your bill with Bumper. You configure the monthly payments that suit you and provide card details for your repayments. It’s that simple.

Our Reviews

We’ve helped more than 500,000 customers so far, here’s what the latest had to say.

Calculate your repayments:

The calculator is illustrative, so play around to get an idea of how much each repayment could be.

We don’t need to know how much you will need right now. When you have your final bill, you’ll be able to configure your exact repayment schedule there and then.

How much?

€60.00

€3,000.00

Number of repayments

Total repayable

€1,500.00

Interest & Fees

€0.00

  • We understand sometimes things can go wrong and we are here to help you. We may charge a £12 fee if you miss one or more payments of your plan. If you think you are at risk of missing any of your payments, please contact us, and we’ll do our best to help you.

  • Yes you can. Contact Bumper by one of the following methods to discuss your repayment

  • Yes, we perform a soft credit check when you apply for a Credit Limit. This will not affect your credit score. We’re obligated to make regular reports about the status of agreed payment plans. Therefore, these plans will show in your report. This can help to build your credit score as long as you are up to date with your payments.

You’ll never pay more for your servicing or repair bill when spreading the cost. And, we never inform the service partner about your credit limit.

Select...

Your data is safe and secure

Data protection number ZA04444

copyright @ 2024 bumper international limited / ASF SPV4 Limited

TOG, 1 Lyric Square, London, W6 0NB, UK Registration No. 08576711

PayLater is a form of credit provided by Bumper International Limited subject to status. You must be certain you can meet all payments. 18+, ROI residents only. No fees, interest, or other charges, however a one-off missed payment fee (€12) may be charged. Missed payments may impact your credit score and your ability to borrow in the future. Recovering missed payments may involve using a debt collection agency, or legal action. Bumper isn’t regulated by the Central Bank of Ireland. T&C’s apply.