Spread the cost, interest free
From little bumps to engine trouble, split the cost of car repairs with easy monthly installments without the upfront cost.
PayLater is a form of credit provided by Bumper International Limited subject to status. You must be certain you can meet all payments. 18+, UK residents only. No fees, interest, or other charges, however a one-off missed payment fee (£12) may be charged. Missed payments may impact your credit score and your ability to borrow in the future. Recovering missed payments may involve using a debt collection agency, or legal action. Bumper isn’t regulated by the FCA. T&C’s apply.
online and without paperwork.
£5,000 across 4,000 service partners nationwide.
Your choice of local trusted Bumper service partners
We only work with the most reputable dealers and garages in your local area, so you know your vehicle is in the right hands, for worry free repairs and servicing.
Offering a high level of service as specialists in their own brands.
Often providing a faster turnaround, along with access to 3rd party car parts.
Tackling accident damage as well as repairing dents and scrapes.
From servicing electric cars and motorcycles, to rebuilding engines.
4,000+ service partners in the UK
offer Bumper to repair your vehicle without the upfront cost.
96% of UK coverage
Over 500,000 UK drivers helped so far
It’s quick and easy with Bumper to split the cost of your car repairs.
No fees. No interest. No worries.
Enter your vehicle registration
We’ll use this to match your vehicle to one of our 4,000 service partners, including OEM dealerships, high street service centres and independent garages.
Get pre-approved ready for your repair
Apply quickly online for your credit limit. No paperwork and no impact on your credit score. Take your car in with peace of mind, knowing you’re your bill’s covered.
Use Bumper to spread the cost
Choose to pay your bill with Bumper. You configure the monthly payments that suit you and provide card details for your repayments. It’s that simple.
We’ve helped more than 500,000 customers so far, here’s what the latest had to say.
Calculate your repayments:
The calculator is illustrative, so play around to get an idea of how much each repayment could be.
We don’t need to know how much you will need right now. When you have your final bill, you’ll be able to configure your exact repayment schedule there and then.
Number of repayments
Interest & Fees
What if I miss a repayment?
Can I repay early, without penalty?
Do you perform a credit check?
You’ll never pay more for your servicing or repair bill when spreading the cost. And, we never inform the service partner about your credit limit.