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UK motorists have collectively spent over £18bn on car repairs in the last year

With the cost of owning a car skyrocketing, new research conducted by vehicle repairs service Bumper has found that, of those who needed repairs, UK drivers spent an average of £803 last year on car repairs.

The research asked 2,320 UK drivers over the age of 18 if they have needed vehicle repairs in the last 12 months. Almost two-thirds (64%) of those questioned said they did have to fork out for repairs in the past 12 months, with an average cost of £803 (the lowest repair cost stated was just £37, while the highest was £1,796).

The latest National Travel Survey conducted by the Department for Transport* estimated that they are approximately 35.9m driving licence holders in the UK. When multiplied by the average cost that drivers admit spending in the past year on vehicle repairs, this would mean that drivers who required motor repairs in the past year collectively spent an estimated £18.5bn.

The results found that the below cities were home to the motorists who had to shell out the most on their car repairs:

  • London - £1,796

  • Oxford - £1,587

  • Bristol - £1,267

  • Birmingham - £1,112

  • Exeter - £1,098

Meanwhile, the cities which reported the lowest repair costs were found to be Liverpool (£37), Newcastle (£61) and Cardiff (£85).

The survey also asked respondents what repairs they needed to pay for over the past year. The most common answers were:

  • Tyre replacement - 62%

  • Brake repairs - 52%

  • Windscreen repair/replacement - 43%

  • Wheel alignment - 29%

  • Spark plug replacement - 20%

Interestingly, drivers in the South West were more likely to need tyres replaced that the rest of the country, with 73% saying they needed this repair done. Meanwhile, in the North of England, the most common repair reported was windscreen repair/replacement (59%).

James Jackson, CEO of Bumper, commented:

“We all know that maintaining a vehicle can be expensive, but this new research really highlights just how much vehicle owners might need to spend every year. High repair costs can leave some road users feeling unable to maintain a vehicle and therefore unable to travel for both essential reasons, such as work or childcare, and also to do the things they love, such as visit friends and family or even go on holiday.

“Since the start of the year, we’ve seen the cost of living increase rapidly, particularly in the motoring sector with the cost of fuel reaching record highs. It’s more important than ever that drivers are aware of the cost of repairs and different ways to manage the financial strain of this. From putting aside a little bit of money for future repairs every month to looking into affordable buy now, pay later services, there are many ways to stay on top of your vehicle costs so that you’re not left stranded.”

About Bumper:

Founded in 2013, Bumper (formerly Auto Service Finance) provides an interest-free digital payment platform for vehicle repairs and services, enabling owners to spread their costs. It also delivers an instalment financing solution using proprietary AI-enabled technology to facilitate real-time lending decisions.

Bumper enables dealerships and garages to sell a larger proportion of red and amber work, reducing workshop downtime, with no risks or liabilities, while also creating greater customer loyalty.

Named 21st fastest-growing fintech in the 2022 FT1000 rankings of Europe’s fastest-growing companies, Bumper works with over 3,000 dealerships and garages across the UK and the Republic of Ireland, helping over 160,000 drivers to fund their servicing and repair bills.

Bumper is based in London and Sheffield, with a tech development centre in Ankara, Turkey.

Words by

Alastair Shephard

Updated 17 Mar 2025

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Updated 17 Mar 2025

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Bumper International Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 1024048). This can be checked by visiting the Financial Services Register. Copyright © 2025 Bumper International Limited, 32 Eyre Street, Sheffield, S1 4QZ, UK Registration No. 08576711

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