Car keys inside the Bumper logo

Stay on the road, pay over time.

Split the cost of car repairs, services, parts, and accessories into monthly payments, completely interest-free.

  • No interest
  • No paperwork
  • Decision in seconds

Act fast, pay slow

Keep your car on the road and spread the cost of repairs, MOTs and servicing over 1-6 months with 0% car repair finance.

Find a dealership

Choose a service partner in your area

Enter your details

Complete your details and get a decision in seconds

Book in

Make an appointment to get your car fixed

Spread the cost

Split the cost into 1-6 monthly interest-free instalments

Trusted by 5,000 dealers from the top brands

Get a quick fix

Dreading public transport? Or relying on lifts? Bumper can help you get back on the road in no time, without the financial stress of paying upfront.

Pay over time, not over the odds

Unlike taking out a bank loan or credit card, you won’t pay a penny more than you’ve been billed.

Steer clear of your savings

Cover the bill without making a dent in your savings or investments, so you can keep earning interest while managing your car expenses

Find the right place when things go wrong.

We only work with the most reputable dealers and garages in your local area, so you know your vehicle is in good hands.

And you won’t have to travel far. We have over 5,000 service partners, covering 94% of the UK. 

Franchise dealerships

For official franchises of specific car brands.

Independent garages

For a fast turnaround, with access to third party car parts.

Body shops

For general repairs, covering accident damage, dents, and scrapes.

Specialist repairers

For expert work, including rebuilding engines and servicing electric cars and motorcycles.


Your data is safe and secure

Data protection number ZA044414

Bumper International Limited is authorised and regulated by the Financial Conduct Authority (firm reference number 1024048). This can be checked by visiting the Financial Services Register. Copyright © 2025 Bumper International Limited, 32 Eyre Street, Sheffield, S1 4QZ, UK Registration No. 08576711

Bumper International Limited is authorised and regulated by the Financial Conduct Authority for consumer credit activities (Number 1024048). Details on the Financial Services Register. PayLater is an interest-free regulated credit agreement provided by Bumper International Limited. No set-up fees. Late payment fees may apply. Borrowing more than you can afford, paying late or missing payments may negatively impact your credit score and your ability to obtain credit in the future. Credit is subject to status. 18+, UK residents only. Ts&Cs apply. If you are worried about borrowing or repayments, free and impartial debt advice is available from MoneyHelper at moneyhelper.org.uk.