Split your car repair cost over monthly repayments, interest-free.

PayLater is an unregulated credit agreement provided by Bumper International Limited. We do not charge a set-up fee or interest. Late payment fees will apply. Borrowing more than you can afford, paying late or missing payments may impact your credit score and your ability to borrow in the future. Subject to status, 18+, UK residents only. T&Cs apply.


Enter your reg and postcode to get started.

What’s your vehicle reg?

What’s your postcode?

Most popular partners in Basingstoke

Why choose Bumper?

Bumper makes managing your car repair costs easy

Fix it.

Split it.


If you’ve been searching far and wide for budget-friendly car repairs in and around Basingstoke, you’re about to feel Top of the Town! Bumper helps drivers find reputable garages and manage the bill in affordable, easy steps. Bumper offers a Credit Limit of up to £5,000 to cover your car repairs, service, and MOT. You can then spread the cost of your bill into affordable interest-free monthly instalments that won’t break the bank — leaving you with enough to go shopping at Festival Place! The application process is straightforward – Jane Austen couldn’t have written it better herself!

It's very accessible and easy to use and it makes the cost of having the car serviced so much easier on the pocket.

Snows Peugeot Basingstoke customer

Benefits of using Bumper for your next repair

No fees. No interest. No worries.


Choose a Bumper approved partner.

Enter your reg & postcode, and we’ll match you with trusted parters for your make of vehicle for your service or repair.


Quick and simple online approval

Apply for a Credit Limit of up to £5,000 in under 60 seconds, receive a Bumper code once accepted, and book an appointment at your garage of choice.


Spread the cost, interest-free

Once the repair has been sorted, present your Bumper code, then choose how many months to spread the cost over. Repay online, anytime.

You must be certain you can meet all payments. A one-off missed payment fee (£12) may be charged. Missed payments may impact your credit score and your ability to borrow in the future. Recovering missed payments may involve using a debt collection agency, or legal action. PayLater is a form of credit not regulated by the FCA.

Calculate your payments

You’re in charge of how you manage your repayments. Give our calculator a try to find out how it could work for you. Select a total amount, and it will show you how much you pay back each month, depending on the number of instalments you decide on.

With Bumper you can:

Get up to a £5,000 credit limit

Flexible structure where you choose up to 6 payments to suit your financial situation

Delay your first payment by up to 40 days, giving you time to manage your budget.

How much?



PayLater in 4 interest-free instalments



Today, Deposit



in 30 days



in 60 days



in 90 days

Total repayable


Interest & Fees


This calculator is for illustrative purposes, and the maximum number of months and the initial deposit required will depend on the service partner selected.