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STRESS FREE CAR REPAIRS IN COLCHESTER

Split the cost of your repairs into interest-free monthly payments.

PayLater is an unregulated credit agreement provided by Bumper International Limited. We do not charge a set-up fee or interest. Late payment fees will apply. Borrowing more than you can afford, paying late or missing payments may impact your credit score and your ability to borrow in the future. Subject to status, 18+, UK residents only. T&Cs apply.

100S OF PARTNERS TO CHOOSE FROM

Enter your reg and postcode to apply.

What’s your vehicle reg?

What’s your postcode?

Our most popular partners in Colchester

Why Bumper?

It's quick and easy with Bumper to split the cost of your repairs.

Fix it.

Split it.

Sorted.

Did you know, Bumper is the best-kept secret within the Roman Wall? We take the hassle out of finding a local garage, and we help you spread the cost. So, if you need an MOT garage in Colchester, or your car needs some attention, we can help. You can apply for a Credit Limit of up to £5,000 to cover your costs, completely interest-free. Then pay it back over smaller instalments that suit your budget. It’s an offer as beautiful as Colchester itself. We also put your mind at rest by working with only trusted, local garages. So you can relax, knowing that your credit and your car is taken care of. It’s such a fantastic deal, we want to shout about it from the rooftops of Colchester Castle!

It allowed me the freedom to pay in installments for such a high amount. It gave me peace of mind.


Lookers Volvo Colchester customer


Benefits of using Bumper for your next repair

No fees. No interest. No worries.

1.

Choose a Bumper approved partner.

Enter your reg & postcode, and we’ll match you with trusted parters for your make of vehicle for your service or repair.


2.

Quick and simple online approval

Apply for a Credit Limit of up to £5,000 in under 60 seconds, receive a Bumper code once accepted, and book an appointment at your garage of choice.


3.

Spread the cost, interest-free

Once the repair has been sorted, present your Bumper code, then choose how many months to spread the cost over. Repay online, anytime.

You must be certain you can meet all payments. A one-off missed payment fee (£12) may be charged. Missed payments may impact your credit score and your ability to borrow in the future. Recovering missed payments may involve using a debt collection agency, or legal action. PayLater is a form of credit not regulated by the FCA.

Calculate your payments

You’re in charge of how you manage your repayments. Give our calculator a try to find out how it could work for you. Select a total amount, and it will show you how much you pay back each month, depending on the number of instalments you decide on.

With Bumper you can:

Get up to a £5,000 credit limit

Flexible structure where you choose up to 6 payments to suit your financial situation

Delay your first payment by up to 40 days, giving you time to manage your budget.

How much?

£60.00

£5,000.00

PayLater in 4 interest-free instalments

1

£0.00

Today, Deposit

2

£0.00

in 30 days

3

£0.00

in 60 days

4

£0.00

in 90 days

Total repayable

£2,500.00

Interest & Fees

£0.00

This calculator is for illustrative purposes, and the maximum number of months and the initial deposit required will depend on the service partner selected.