Split your car repair cost over monthly repayments interest-free.

PayLater is an unregulated credit agreement provided by Bumper International Limited. We do not charge a set-up fee or interest. Late payment fees will apply. Borrowing more than you can afford, paying late or missing payments may impact your credit score and your ability to borrow in the future. Subject to status, 18+, UK residents only. T&Cs apply.


Find a car repair garage or dealership in Ipswich.

What’s your vehicle reg?

What’s your postcode?

Our most popular partners in Ipswich

Why Bumper?

Managing your car repair costs

Fix it.

Split it.


Does your car need some care, or are you seeking MOT garages in Ipswich? Bumper has an offer as impressive as Ipswich Marina (well, almost!) Because not only can we help you find a local garage – we help you to cover the bill. Take the stress out of paying for repairs by spreading the cost up to £5,000 completely interest-free. Then pay it back over manageable instalments that don’t leave you short before payday. It’s a better deal than any you’ll find in Ipswich Market! Try our straightforward, two-click application today and take control with Bumper. We promise to make it so speedy; you can spend the rest of your day down at the Waterfront.

Couldn’t be easier to set up - very useful when money is tight

Bristos Skoda Ipswich customer

Benefits of using Bumper for your next repair

No fees. No interest. No worries.


Choose a Bumper approved partner.

Enter your reg & postcode, and we’ll match you with trusted parters for your make of vehicle for your service or repair.


Quick and simple online approval

Apply for a Credit Limit of up to £5,000 in under 60 seconds, receive a Bumper code once accepted, and book an appointment at your garage of choice.


Spread the cost, interest-free

Once the repair has been sorted, present your Bumper code, then choose how many months to spread the cost over. Repay online, anytime.

You must be certain you can meet all payments. A one-off missed payment fee (£12) may be charged. Missed payments may impact your credit score and your ability to borrow in the future. Recovering missed payments may involve using a debt collection agency, or legal action. PayLater is a form of credit not regulated by the FCA.

Calculate your payments

You’re in charge of how you manage your repayments. Give our calculator a try to find out how it could work for you. Select a total amount, and it will show you how much you pay back each month, depending on the number of instalments you decide on.

With Bumper you can:

Get up to a £5,000 credit limit

Flexible structure where you choose up to 6 payments to suit your financial situation

Delay your first payment by up to 40 days, giving you time to manage your budget.

How much?



PayLater in 4 interest-free instalments



Today, Deposit



in 30 days



in 60 days



in 90 days

Total repayable


Interest & Fees


This calculator is for illustrative purposes, and the maximum number of months and the initial deposit required will depend on the service partner selected.