Split the cost of car repairs into monthly payments, interest-free.

PayLater is an unregulated credit agreement provided by Bumper International Limited. We do not charge a set-up fee or interest. Late payment fees will apply. Borrowing more than you can afford, paying late or missing payments may impact your credit score and your ability to borrow in the future. Subject to status, 18+, UK residents only. T&Cs apply.


Enter your reg and postcode to get started.

What’s your vehicle reg?

What’s your postcode?

Our most popular partners in Plymouth

Why Bumper?

It's quick and easy with Bumper to split the cost of your repairs.

Fix it.

Split it.


If you’re looking for easy-peasy car repairs in Plymouth, you’ve come to the right place. With Bumper, not only will we find you a reputable garage within seconds, we’ll handle the upfront costs, so you don’t have to. Apply for a Credit Limit of up to £5,000, and then instead of paying it all back at once, you can choose a repayment plan that suits your budget. The application process is quick and easy; you’ll be cruising along Tamar Bridge before you know it!

An excellent option to help spread the cost of mot and servicing etc. I was pleasantly surprised when my garage told me this was available. Very easy & quick to complete Interest free too. A great help in today's financial climate. Thoroughly recommend.

Snows Toyota Plymouth customer

Benefits of using Bumper for your next repair

No fees. No interest. No worries.


Choose a Bumper approved partner.

Enter your reg & postcode, and we’ll match you with trusted parters for your make of vehicle for your service or repair.


Quick and simple online approval

Apply for a Credit Limit of up to £5,000 in under 60 seconds, receive a Bumper code once accepted, and book an appointment at your garage of choice.


Spread the cost, interest-free

Once the repair has been sorted, present your Bumper code, then choose how many months to spread the cost over. Repay online, anytime.

You must be certain you can meet all payments. A one-off missed payment fee (£12) may be charged. Missed payments may impact your credit score and your ability to borrow in the future. Recovering missed payments may involve using a debt collection agency, or legal action. PayLater is a form of credit not regulated by the FCA.

Calculate your payments

You’re in charge of how you manage your repayments. Give our calculator a try to find out how it could work for you. Select a total amount, and it will show you how much you pay back each month, depending on the number of instalments you decide on.

With Bumper you can:

Get up to a £5,000 credit limit

Flexible structure where you choose up to 6 payments to suit your financial situation

Delay your first payment by up to 40 days, giving you time to manage your budget.

How much?



PayLater in 4 interest-free instalments



Today, Deposit



in 30 days



in 60 days



in 90 days

Total repayable


Interest & Fees


This calculator is for illustrative purposes, and the maximum number of months and the initial deposit required will depend on the service partner selected.